Here are three thrifty and simple last minute gift ideas. 1. A Holiday Recipe Book-- I used a cute holiday card from the $1 section of Michaels for this. I added the words "Recipes for a" to the front of the card. I slipped the card into a one quart sized plastic ziplock bag. I trimmed the back of the back and taped it shut (envelope style) with a sticker on the reverse side. I punched holes in the left side of the card. I added pages of … [Read more...] about No Money, No Time–No Problem! Last Minute Gifts